Privacy Policy

Privacy Policy for https://flood-insurance.buzzzoomer.com

Introduction

Welcome to https://flood-insurance.buzzzoomer.com (referred to as “we,” “us,” or “the Company”). We are committed to protecting your privacy and ensuring the security of your personal data. This comprehensive Privacy Policy outlines our practices regarding the collection, handling, and disclosure of personal information in compliance with various international privacy laws and regulations, including but not limited to:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25 on the protection of personal information
  • The General Data Protection Regulation (GDPR) of the European Union (EU)
  • Brazil’s General Data Protection Law (LGPD)
  • California’s Consumer Privacy Act (CCPA/CPRA), California, USA
  • Colorado’s Consumer Protection Act (CPA)
  • Utah’s User Choice and Consent Act (UCPA)
  • Connecticut’s Connecticut Transparency and Accountability of Data (CTDPA)
  • Virginia’s Consumer Data Protection Act (VCDPA)
  • South Africa’s Protection of Personal Information Act (POPIA)

Scope

This policy is applicable to all aspects of our online presence, including but not limited to:

Please note that this privacy policy does not cover third-party websites, applications, or services accessible through links on our site, as they have their own privacy policies governing data collection and usage.

Processing Activities

This policy describes how we handle your personal information when you engage in the following activities:

  • Using any of our applications or online services, becoming an authorized user on our platform.
  • Visiting our website, whether you are a registered user or a guest.
  • Subscribing to receive newsletters, promotional emails, phone calls, or text messages (SMS) from us.

Personal Data Collection

We collect various types of personal data, which can include:

  • Account Information: Details related to your registration and account creation, such as username, email address, and password.
  • Payment Information: Credit card details, billing addresses, and transaction records for processing payments.
  • Financial Information: Data related to your financial status, income level, or investment preferences (if provided).
  • Purchase Information: Details about products or services you have purchased from us.
  • Mobile Device Identifiers: Unique identifiers associated with your mobile device, such as IP addresses and advertising IDs.
  • Location Data: Information about your geographical location when you interact with our services.
  • Feedback and Reviews: Any comments, suggestions, or ratings you provide to improve our products and services.
  • Social Media Information: Details from social media platforms when users choose to connect their accounts with us.
  • Product Interest: Information on the products you show interest in or purchase from our website.

We collect this data through multiple channels: user input forms, online interactions, automated tracking technologies (like cookies and pixels), and third-party data providers who assist us in verifying and enhancing user information.

Cookies

We utilize cookies to enhance your experience on our site and for analytics purposes. Cookies are small text files stored on your browser that serve various functions:

  • Strictly Necessary Cookies: These ensure basic functionalities of our website, such as enabling login sessions.
  • Preference Cookies: Remembering user preferences, like language settings or display options.
  • Analytics Cookies: Tracking site usage to analyze trends and user behavior for improving our services.

Users have control over non-essential cookies through our Cookie Manager, allowing them to customize their cookie preferences.

Retention and Deletion

We retain personal data as long as necessary for the fulfillment of specific purposes, including:

  • Providing and improving our services
  • Complying with legal obligations
  • Resolving disputes
  • Enforcing our terms of service

Once these purposes are achieved or when data is no longer required, we securely delete or anonymize the information.

Security Measures

We have implemented robust organizational and technical safeguards to protect your personal data:

  • Encryption: We use encryption for data at rest and in transit to prevent unauthorized access.
  • Secure Third-Party Processing: We engage trusted third-party service providers who adhere to strict security standards to process data on our behalf.
  • Access Controls: Our systems have access controls to ensure that only authorized personnel can access sensitive information.

Children’s Privacy

We do not intentionally collect or store personal data from children under the age of 18. If you are a parent or guardian concerned about your child’s online privacy, please contact us at the provided email address for assistance.

Your Rights

Depending on your jurisdiction and local data protection laws, you may have certain rights regarding your personal information:

  • Access and Rectification: The right to request access to and correct any inaccurate or incomplete personal data we hold about you.
  • Erasure (Right to be Forgotten): The right to request the deletion of your personal data in certain circumstances.
  • Restriction: Limiting our processing of your data for specific purposes.
  • Portability: Receiving a copy of your personal data in a structured, commonly used format and transferring it to another controller.
  • Objection: Opposing the processing of your data for legitimate interests or direct marketing.
  • Non-Discrimination: You have the right not to be subject to automated decision-making that significantly affects you.

To exercise these rights or if you have any data-related queries, please reach out to our dedicated privacy team at [email protected] or write to us at:

[Privacy Team Contact Address]

Changes to Policy

We reserve the right to update this Privacy Policy at any time. Any modifications will be posted on this page with an updated effective date. We encourage you to review this policy periodically to stay informed about how we protect your personal data.

Contact Information

For any privacy-related inquiries, feedback, unsubscribe requests, or to exercise your data rights, please contact us:

Email: [email protected]

Mail: [Privacy Team Mail Address]

We appreciate your trust in handling your personal information, and we are committed to maintaining the highest standards of data privacy and security.